How Ordinary People Managed to Actualize Their Own Debt Relief
Once you have finally come around to realizing the strain and strife that interest bearing burdens place upon your life, the next step has to be doing something about it! Don't forget, debt relief begins at home, and the easiest way to clear out all of the unwanted credit card debt is always going to be an increase in household income. Read how ordinary men and women throughout the United States of America helped themselves climb out of the quicksand of credit card debt and achieve financial stability!
"After I made my forty years with the postal service, I figured I'd just sit back and collect the pension, but I still wanted something to do with my time. There was a non profit group my daughter in law told me about that helped families of veterans, and I started spending almost forty hours a week helping them with their organizational needs. I didn't get into the work for the money, and they weren't able to pay me a regular salary. Still, what with the mortgage and the credit card debt, I could've actually used some extra money. We figured out a way to pay me every business quarter as a contracted consultant. That money goes directly into the debt relief fund to pay off the worst credit card bills."
Ray McMillian, 68, St. Louis, MO
"I've always thought that my boys didn't need to pay ten or fifteen bucks on a haircut. To be perfectly honest, I don't even really like going into the barber shop and paying somebody an hour's wage for what only takes a couple of minutes. The wife can do what she wants, I know enough not to step into that argument, but, looking down the credit card debt statements every month, the price of the hair cuts always just leapt out at me. Finally ended up going down to the store and grabbing the cheapest pair of clippers that they had, and, you wanna talk about debt relief? We've dropped a solid three hundred dollars down on credit card debt as a result."
Rebecca Marriott, 32, Tampa Bay, FL
"One of the first ways that I stopped gathering more credit card debt was going to garage sales. Number one, you know, there's no way that a garage sale would actually take a credit card, but, also, you can get so many of the things that every family needs – ordinary kitchen goods and tumble around wear for the little ones and even washing machines that have barely been used – for pennies on the dollar! Just to indulge the old shopping habit, I started going around the garage or estate sales to see what was left over for free that the folks just wanted to give away. After a while, my husband got sick of seeing the basement piling up with all of the stuff I'd never use, and he kept talking about selling some of the 'crap' over the internet. Needed the babysitter to help me at first, but, turns out, a lot of that 'crap' was absolute gold to people all over the world. Not only did the new hobby help put a lid on the credit card debt problem, we landed about eight hundred dollard per month that we could use to help the debt relief our settlement counselor had already started up!"
Kristy Brithe, 45, Tacoma, WA
The decision to reach out for help with your debt is not one that's easy to make. You were raised to "do the right thing", but now it's nearly unbearable. You struggle along while your creditors are turning up the heat. And now you're at the point where the late fees, penalties and interest expense make it impossible to keep your head above water.
Ask yourself this. If you could eliminate your debt without permanently damaging your credit, why wouldn't you?
