For new students excited to begin the grand adventure of higher education, the proposition of taking out loans to be repaid at a later date (from what most assuredly would be a vast and unchanging annual income) hardly registers as a threat. Even nearing graduation, with tens of thousands of dollars held against their futures, the grace period granted by Stafford and the majority of the reputa... (READ MORE) As Americans continue to attract personal debt in unforeseen amounts, a new industry has developed to help unfortunate borrowers try to escape mounting bills. Debt settlement professionals attempt to negotiate directly with creditors on behalf of debtors in the hope of lowering the overall debt balances (often b... ( READ MORE) Most citizens know all too well that credit card debt have become a major problem with both the national economy and the personal economics of households across the country. Looking at the rising unemployment, a steep decline in housing prices, and a plummeting stock market, the American economy seems to be in its worse shape in years, and the inab... (READ MORE) |
Do Nothing?
Doing nothing is by far the easiest way to deal with a large amount of debt. Unfortunately, it’s also one of the worst. Thanks to late fees and interest payments, doing nothing to reduce your debt could make it years before you have repaid even a portion of your total debt.
This helpful chart can show you how much more effective a debt relief program like debt settlement is than doing nothing.
|
Debt Settlement |
Do Nothing |
| Reduces your debt |
x |
|
| Will have you debt free and with repaired credit in as short as a year |
x |
|
| Can take several years to pay a portion of your total debt |
|
x |
| Lowers the total amount you owe |
x |
|
| Steadily makes your credit score drop |
|
x |
| Can prevent you from opening new lines of credit |
|
x |
| Leaves large unpaid balances on your credit report |
|
x |
| Removes negative data from your credit report |
x |
|
| Lets you quickly start rebuilding your credit |
x |
|
| Requires you to pay thousands of dollars or more in interest |
|
x |
Got Debt? Need Debt Relief?
The decision to reach out for help with your debt is not one that's easy to make. You were raised to "do the right thing", but now it’s nearly unbearable. You struggle along while your creditors are turning up the heat. And now you’re at the point where the late fees, penalties and interest expense make it impossible to keep your head above water.
Ask yourself this. If you could eliminate your debt without permanently damaging your credit, why wouldn't you?
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|
| Bankruptcy is not your only option! Our goal is to help you determine the right course of action for you to take. We will connect you with a debt settlement company today that will help you avoid filing for bankruptcy protection. |
Are your finances spiraling out of control? Get the information you need today to stop harassing creditor’s phone calls. Total Debt Relief provides a matching service to connect you with pre-screened Debt Settlement Professionals.
These debt management pros will educate you on all of the options available to you to get out of debt. Total Debt Relief helps you make the most informed decision possible so that you can get your financial life back on track. |
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COMPLETE THIS FORM TO RECEIVE A FREE DEBT SETTLEMENT EVALUATION!
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