Consumers and consumer advocates have been furious and up in arms lately as they have been victimized by the credit card companies last-minute ditch efforts to raise rates and fees across the board to customers ahead of sweeping READ MORE)

Filing for bankruptcy is a right guaranteed by the U.S. Constitution to help individuals who cannot afford to pay their debt. In order to qualify for bankruptcy filing as an individual, you must fit all of the following requirements: 1. You must have accumulated at least $1,000 in debt 2. You must be unable to meet regular payments as they are due 3. You must have stopped making regular p... (READ MORE)

In the United States, bankruptcy is an option for businesses or individuals who cannot afford to pay their debt. United States bankruptcy laws are defined in Article 1, Section 8, Clause 4 of the U.S. Constitution, which gives the U.S. Government rights to enforce "uniform laws on the subject of bankruptcies throughout the United States." Chapters of Bankruptcy In the U.S... (READ MORE)